Investment Approach
The T. Rowe Price Equity Income Portfolio is a large company stock fund with a current income orientation. Its goal is to provide substantial dividend income and also long-term capital appreciation.
Holdings are concentrated in dividend-paying common stocks, particularly of established companies, with favorable prospects for both increasing dividends and capital appreciation. Cash and other fixed income securities may also be owned. This portfolio involves less risk than a portfolio investing primarily in growth stocks that pay little or no dividends, but with less return potential.
Management
Brian C. Rogers is the Chief Investment Officer of T. Rowe Price. He serves on the firm's Board of Directors and is a member of its Management Committee. In addition, he manages major institutional portfolios and serves as chairman of the Investment Advisory Committee for the Equity Income Fund. His other responsibilities include serving on the Equity, Fixed Income, International, and Asset Allocation Steering Committees. Prior to joining the firm in 1982,
Mr. Rogers was employed by Bankers Trust Company. He earned an AB from Harvard College and an MBA from Harvard Business School.
This information has been provided as a courtesy to you at your request and does not replace or supersede your customer account statement. In the case of any conflict, the information on your customer account statement shall control; we do not guarantee the accuracy of this information.
Reported policy information only reflects information that we have received in good order and have processed pursuant to our rules and deadlines. Reported transfers and values may only be current as of the last previous business day the New York Stock Exchange was open. Pending changes and transactions may not be reflected in our reported information. Variable annuities are issued by OM Financial Life Insurance Company, Baltimore, MD, and are offered through Old Mutual Financial Network Securities, Inc., members FINRA.
Investment options are available as subaccounts of the separate account of OM Financial Life Insurance Company. The underlying portfolios of the subaccounts are NOT publicly traded mutual funds, and are NOT the same as publicly traded mutual funds with very similar names.
Even if the investment objectives and policies of some underlying portfolios available through the contract's subaccounts may be very similar to the investment objectives and policies of publicly traded mutual funds that may be managed by the same investment adviser, the investment performance and results of the portfolios available under the Contract may vary significantly from the investment results of such other publicly traded mutual funds. The portfolios are designed primarily as investments for variable annuity and variable life insurance policies issued by insurance companies.
Beacon Navigator flexible premium variable annuity contract is offered on a group or individual basis as determined by state availability. Group Certificate FGL FPDVA-C 2006 and Individual Form FGL FPDVA 2006, et al. Optional provisions and riders have limitations, restrictions and additional charges except where noted, and are subject to state availability.For the exact terms and conditions, refer to the contract.
Asset allocation portfolios and models provide allocations determined to be consistent with an investment risk profile. The investor chooses whether or not to select an asset allocation portfolio or model and the subsequent recommended allocation changes. Implementation does not guarantee a profit or protect against a loss.
An investment in money market investment options is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other
government agency. Money market investments seek to preserve the value of your investment at $1.00 per share, but include risk of loss, including
principal.
Beacon Navigator is offered by prospectus only. Before investing, carefully consider the investment objectives, risks, fees, and other important information about the contract issuer and underlying portfolios. This information can be found in the contract and portfolio prospectuses. You can obtain copies from us. Read the prospectuses carefully and consider these factors before investing.
