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Variable Annuities

VIP Franklin Global Communication Securities Fund - Class 2


The Fund normally invests at least 80% of its net assets in investments of communications companies anywhere in the world. Communications companies are those that are primarily engaged in providing the distribution, content and equipment related to the creation, transmission and processing of information.

We are research driven, fundamental investors. As bottom-up investors focusing primarily on individual securities, we seek companies that have identifiable drivers of future earnings growth and that present, in our opinion, the best trade-off between that potential earnings growth, business and financial risk, and valuation.

We rely on a team of analysts to help provide in-depth industry expertise within the communications industry and use both qualitative and quantitative analysis to evaluate companies for distinct, sustainable and competitive advantages likely to lead to growth in earnings and/or share price. Competitive advantages such as a particular marketing niche, proven technology, sound financial profits and records, or strong management are all factors.

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Before investing, carefully consider the investment objectives, risks, fees, and charges. This and other important information about the policy and investment options are contained in the prospectus, which may be obtained from your financial professional or at www.omfn.com. Read the prospectus carefully and consider these factors before investing.

Beacon Advisor flexible premium variable annuity contract is offered on a group or individual basis as determined by state availability. Group Certificate OM FCDVA BA -C2007 and Individual Form OM FCDVA BA 2007, et al. Optional provisions and riders have limitations, restrictions and additional charges except where noted, and are subject to state availability. For the exact terms and conditions, refer to the contract.

Variable annuity products are issued by OM Financial Life Insurance Company and distributed through Old Mutual Financial Network Securities, member FINRA
 
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