Seeing low-cost in a different light ...
Introducing a simple, low-cost variable annuity from Old Mutual
Fees & Charges:
With a design so focused on simplicity and transparency, you will be hard pressed to find a variable annuity with fewer and lower current charges than Beacon Advisor. The percentage of charges against contract value goes down the more you invest because the main charge is a fixed fee whether you invest $50,000 or $999,000. There are no hidden charges. All optional rider charges are based on the account value, not the benefit base. Beacon Advisor is a clear and simple variable annuity that can help meet your long-term investment needs.

Minimum Initial Contribution is $50,000; maximum is $1 million without prior
company approval.

All optional rider charges are based on the account value, not the benefit base.
Before investing, carefully consider the investment objectives, risks, fees, and charges. This and other important information about the policy and investment options are contained in the prospectus, which may be obtained from your financial professional or at www.omfn.com. Read the prospectus carefully and consider these factors before investing.
Beacon Advisor flexible contribution variable annuity contract is offered on a group or individual basis as determined by state availability. Group Certificate OM FCDVA BA -C2007 and Individual Form OM FCDVA BA 2007, et al. Optional provisions and riders have limitations, restrictions and additional charges except where noted, and are subject to state availability. For the exact terms and conditions, refer to the contract.