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Variable Annuities
Beacon Advisor

Old Mutual: Experience, Strength, Innovation

Old Mutual is a major provider of life insurance and annuities to its third generation of U.S. customers. We are part of the Old Mutual plc global family of companies which has provided financial services through varying markets for over 160 years – an accomplishment few companies can claim. Our legacy of success has been made possible by a tradition of solid values and a commitment to meeting customer needs through experience, strength and innovation.

Wisdom from Experience

Established in 1845, Old Mutual plc has grown to become the 10th largest insurance enterprise in the world, according to FORTUNE magazine, and is ranked 173rd on the FORTUNE Global 500.* As part of the Old Mutual plc family of companies, our customers benefit from a broad range of experience and insight that is increasingly valuable in today’s changing world. OM Financial Life and OMFN Securities are each solely responsible for their contractual commitments.

Security from Strength

Old Mutual has consistently high financial strength ratings from independent rating agencies:
Ratings

The thinking is new. The name is Old Mutual.


* FORTUNE, July 2007

Ratings are subject to change. These ratings are not intended to reflect the performance of variable investment options. Moody’s ratings range from Aaa to C; Fitch ratings range from AAA to D; and A.M. Best ratings range from A+++ to S. Moody’s applies numerical modifiers 1, 2 and 3 in each rating classification from Aa through Caa. The modifier 1 indicates that the obligation ranks in the higher end of its rating category; the modifier 2 indicates a mid-range ranking and modifier 3 indicates a ranking in the lower end of that rating category.

Old Mutual is the marketing name for the following Old Mutual plc companies: OM Financial Life Insurance Company (in all U.S. jurisdictions except New York) and OM Financial Life Insurance Company of New York (in New York only). Variable annuities are distributed through affiliate Old Mutual Financial Network Securities. Each Old Mutual company is solely responsible for its contractual commitments.

 

Before investing, carefully consider the investment objectives, risks, fees, and charges. This and other important information about the policy and investment options are contained in the prospectus, which may be obtained from your financial professional or at www.omfn.com. Read the prospectus carefully and consider these factors before investing.

Beacon Advisor flexible contribution variable annuity contract is offered on a group or individual basis as determined by state availability. Group Certificate OM FCDVA BA -C2007 and Individual Form OM FCDVA BA 2007, et al. Optional provisions and riders have limitations, restrictions and additional charges except where noted, and are subject to state availability. For the exact terms and conditions, refer to the contract.


Variable annuity products are issued by OM Financial Life Insurance Company and distributed through Old Mutual Financial Network Securities, member FINRA
 
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