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Beacon Navigator flexible premium variable annuity contract is offered on a group or individual basis as determined by state availability.  Group Certificate FGL FPDVA-C 2006 and Individual Form FGL FPDVA 2006, et al.  Optional provisions and riders have limitations, restrictions and additional charges except where noted, and are subject to state availability.  For the exact terms and conditions, refer to the contract.

Beacon Navigator is offered by prospectus only. Before investing, carefully consider the investment objectives, risks, fees, and other important information about the contract issuer and underlying portfolios. This information can be found in the contract and portfolio prospectuses. You can obtain copies from us. Read the prospectuses carefully and consider these factors before investing.


Variable annuity products are distributed through Old Mutual Financial Network Securities, member NASD.
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