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Why do I need them?

If you are in a saving-money stage of life, annuities can help you:

  • Meet your retirement income goals.
  • Manage and diversify your investment portfolio.
  • Have different options.
  • Benefit your heirs.
  • Plan your estate.

If you are in a need-income stage of life, annuities can help you:

  • Have a lifetime income.
  • Protect against outliving your assets.
  • Protect your assets from creditors.
  • Diversify investment risk.
  • Tax deferral on investment earnings.
Policies issued by OM Financial Life Insurance Company, Baltimore MD/OM Financial Life Insurance Company of New York, Purchase NY
06-315
 
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