Legg Mason, which is headquartered in Baltimore, is a global asset management firm
with over $891 billion in assets under management around the world. Through its
domestic and international subsidiaries, the firm serves the institutional, mutual
fund and wealth management markets. At Legg Mason we seek world-class performance
in both equity and fixed income, domestically and internationally. We take a disciplined,
long-term view, because our goal is to deliver consistently superior investment
performance over time - through all economic and market environments.
This information has been provided as a courtesy to you at your request and does
not replace or supersede your customer account statement. In the case of any conflict,
the information on your customer account statement shall control; we do not guarantee
the accuracy of this information.
Reported policy information only reflects information that we have received in good
order and have processed pursuant to our rules and deadlines. Reported transfers
and values may only be current as of the last previous business day the New York
Stock Exchange was open. Pending changes and transactions may not be reflected in
our reported information. Variable annuities are issued by OM Financial Life Insurance
Company, Baltimore, MD, and are offered through Old Mutual Financial Network Securities,
Inc., members FINRA.
Investment options are available as subaccounts of the separate account of OM Financial
Life Insurance Company. The underlying portfolios of the subaccounts are NOT publicly
traded mutual funds, and are NOT the same as publicly traded mutual funds with very
similar names.
Even if the investment objectives and policies of some underlying portfolios available
through the contract's subaccounts may be very similar to the investment objectives
and policies of publicly traded mutual funds that may be managed by the same investment
adviser, the investment performance and results of the portfolios available under
the Contract may vary significantly from the investment results of such other publicly
traded mutual funds. The portfolios are designed primarily as investments for variable
annuity and variable life insurance policies issued by insurance companies.
Beacon Navigator flexible premium variable annuity contract is offered on a group
or individual basis as determined by state availability. Group Certificate FGL FPDVA-C
2006 and Individual Form FGL FPDVA 2006, et al. Optional provisions and riders have
limitations, restrictions and additional charges except where noted, and are subject
to state availability.For the exact terms and conditions, refer to the contract.
Asset allocation portfolios and models provide allocations determined to be consistent
with an investment risk profile. The investor chooses whether or not to select an
asset allocation portfolio or model and the subsequent recommended allocation changes.
Implementation does not guarantee a profit or protect against a loss.
An investment in money market investment options is not insured or guaranteed by
the Federal Deposit Insurance Corporation or any other government agency. Money
market investments seek to preserve the value of your investment at $1.00 per share,
but include risk of loss, including principal.
Beacon Navigator is offered by prospectus only. Before investing, carefully consider
the investment objectives, risks, fees, and other important information about the
contract issuer and underlying portfolios. This information can be found in the
contract and portfolio prospectuses. You can obtain copies from us. Read the prospectuses
carefully and consider these factors before investing.
