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Variable Annuities
Bacon Navigator
Learn About Old Mutual Financial Network

Old Mutual Financial Network (OMFN) is the marketing name for the U.S. life insurance and annuity operations of Old Mutual plc, including OM Financial Life Insurance Company (variable annuity products offered through Old Mutual Financial Network Securities, Member FINRA).

OMFN has the knowledge, expertise and resources that a global powerhouse can provide and is committed to delivering innovate and balanced financial solutions. OM Financial Life Insurance Company is solely responsible for its obligations to contract holders.

Reported policy information only reflects information that we have received in good order and have processed pursuant to our rules and deadlines. Reported transfers and values may only be current as of the last previous business day the New York Stock Exchange was open. Pending changes and transactions may not be reflected in our reported information. Variable annuities are issued by OM Financial Life Insurance Company, Baltimore, MD, and are offered through Old Mutual Financial Network Securities, Inc., members FINRA.

Investment options are available as subaccounts of the separate account of OM Financial Life Insurance Company. The underlying portfolios of the subaccounts are NOT publicly traded mutual funds, and are NOT the same as publicly traded mutual funds with very similar names.

Even if the investment objectives and policies of some underlying portfolios available through the contract's subaccounts may be very similar to the investment objectives and policies of publicly traded mutual funds that may be managed by the same investment adviser, the investment performance and results of the portfolios available under the Contract may vary significantly from the investment results of such other publicly traded mutual funds. The portfolios are designed primarily as investments for variable annuity and variable life insurance policies issued by insurance companies.

Beacon Navigator flexible premium variable annuity contract is offered on a group or individual basis as determined by state availability.  Group Certificate FGL FPDVA-C 2006 and Individual Form FGL FPDVA 2006, et al.  Optional provisions and riders have limitations, restrictions and additional charges except where noted, and are subject to state availability.  For the exact terms and conditions, refer to the contract.

Beacon Navigator is offered by prospectus only. Before investing, carefully consider the investment objectives, risks, fees, and other important information about the contract issuer and underlying portfolios. This information can be found in the contract and portfolio prospectuses. You can obtain copies from us. Read the prospectuses carefully and consider these factors before investing.


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Variable annuity products are distributed through Old Mutual Financial Network Securities, member FINRA.
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